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FAQs

 

1. What is Cr3dentials? 

Cr3dentials is a verification platform that helps you confidently underwrite creators, freelancers, and online earners by generating privacy-preserving proofs of income, activity, or engagement from any HTTPS-based platform

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2. How does it work?

The user securely logs into their platform account like YouTube, Upwork, or a bank. Cr3dentials captures key information directly from the page, like earnings or payouts, and generates it into a cryptographic proof, shared with you as a verifiable credential.

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3. How can I trust the proof is real?

Our system ensures that the information was captured from a live, authenticated session from a real platform over a secure connection. It’s like getting a notarized screenshot, only encrypted, private, and impossible to fake.

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4. Why not just use Plaid or API integrations
Cr3dentials does not rely on APIs or platform permissions. We can verify any HTTPS-based website, including those without official integrations. This gives you access to long-tail platforms and global users who earn outside traditional systems.

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5. What platforms are supported?
Any HTTPS-based website. This includes YouTube, Shopify, Upwork, Fiverr, Patreon, OnlyFans, traditional banks, and more

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6. What data can be verified?
We can verify income history, payout amounts, job completion, engagement metrics, or any account data displayed on the page. You choose what matters for your underwriting.

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7. Is this information secure and compliant?

Yes. Cr3dentials is designed to protect user privacy. We never store login credentials or raw data. All verifications are cryptographic, user-consented, and privacy-preserving by default.

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8. How can this help my underwriting process?
You get reliable, real-time signals on borrower income and activity without waiting for bank statements, PDFs, or API tokens. This lets you approve high-potential borrowers faster, even if they earn from unconventional platforms.

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9. How do I integrate Cr3dentials into my workflow?
You can start with our dashboard for manual review or integrate our API for automated workflows. No technical lift is needed to get started.

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10. Can I use Cr3dentials for pre-qualification or ongoing monitoring?
Yes. Our system can support both one-time verifications and continuous updates, depending on your needs.

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