Underwrite borrowers banks never can.
50M+ merchants, gig workers, and creators earn on platforms every month and are invisible to credit bureaus. Cr3dentials gives you the proof you need to lend to them confidently.
50M+
Platform workers verifiable
<2s
Underwriting latency via API
100%
Cryptographically signed
2+
Chains supported (Base, more)
Who builds on Cr3dentials
Five flavors of lender. One integration.
Digital lenders
Originate working capital to merchants and creators with verified revenue.
Credit protocols
On-chain underwriting for under-collateralised DeFi lending.
Gig-economy lenders
Offer credit lines to drivers and freelancers without traditional scores.
Crowdfunding platforms
Prove founder traction before the raise — no investor due diligence needed.
IP / royalty finance
Structure advances against verified creator income streams.
KYC / compliance
Enrich your identity stack with verified income signals.
Integration
REST, webhook, or on-chain.
Use Cr3dentials however it fits your stack. Get a verified credential as JSON, verify it on-chain via smart contract, or receive real-time webhooks when a borrower's status changes.
// fetch a verified credential
GET https://api.cr3dentials.xyz/v1/credentials/:id
{
"subject": "0x4a3b...c9f2",
"email": "[email protected]",
"issuer": "cr3dentials.xyz",
"claims": {
"shopify_revenue_range": "$100K–$500K/yr",
"stripe_processing": "active · 18mo",
"inventory_value": "$42,000"
},
"proof_type": "on-chain + off-chain",
"chain": "base",
"signature": "0xf29c...a841",
"verified": true
}Data sources we verify
If it lives behind a login and starts with https://, we can verify it.