If it starts with HTTPs, we can verify it
Web 3
Banks
Gig economy apps
Verification made seamless!
We're solving the three biggest barriers to online verification. Focus on growth, we'll handle the rest.
Fraud - proof
Every interaction is validated, reduce fraud by 99%
Privacy-first
Your information belongs to you—period.
We can't see your user credentials or sensitive data
Global
Borders don't exist in our ecosystem.
This is for anyone, anywhere, anytime
Secure and Compliant
Our platform is GDPR-ready, minimizing data liability by verifying facts without storing user credentials or sensitive information. We are actively pursuing AICPA SOC 2 and ISO 27001 certifications.
Core features
1
Revenue Based Financing & Cash advances
Underwrite real revenue directly from payment gateways and ecommerce platforms with source verified data.
2
Consumer loans & Cash Advances
Verify income from gig work, payroll, freelance platforms, and creator ecosystems to support fair consumer lending.
The industry’s most intuitive dashboard for verifying income, assessing risk, and building modern credit profiles.
3
Alternative Credit Scoring
Convert verified income, activity, and engagement data into modern credit signals that reflect real economic behavior.
4
KYC/KYB and Identity
Verify user or business identity and link it to confirmed income sources so lenders know exactly who they are underwriting.
Directly Authenticate Customer Information
Easily validate your customers credentials with speed, we offer multiple verifications from different online platforms.
STEP 1
User logs into any income source
​​​
This could be a bank, YouTube, Upwork, Shopify, and much more — any HTTPS-based site​​.
STEP 3
We extract and verify key data
This includes income, activity, and engagement like payouts, sales, views, or work history directly from the platform.​
STEP 2
Cr3dentials verifies the secure TLS connection
We use zero knowledge cryptography to confirm the user accessed their actual account securely.
STEP 4
A zk-proof is created and shared
The result is a private, verifiable credential that lenders
and platforms can trust with no APIs or manual uploads required.
API or Dashboard options available
Verification time takes less than 1 min
Backed by
Watch our demos
